In addition to basic life insurance, supplemental life and AD&D coverage can provide an extra layer of financial protection for you and your loved ones, helping with support in the event of an unexpected death or covered accidental injury.
Eligibility: All full-time employees
Contribution: You pay the cost of your coverage.
Employee Coverage amount:
Eligibility: All full-time employees.
Contribution: You pay the cost of your coverage.
Coverage amount: Available in increments of $25,000, not to exceed the lesser of five times annual earnings or $1,000,000.
Family coverage:
Eligibility: All full-time employees.
Contribution: You pay the cost of your coverage.
Coverage amount: One, two, three, four, or five times annual earnings rounded to the next higher $1,000. This amount may not exceed $1,000,000.
Spouse life coverage: Available in increments of $10,000, not to exceed $250,000.
Dependent children life coverage: Live birth to 26 years: $10,000.
Evidence of insurability: A health statement may be required.
Like any insurance, this life and AD&D insurance policy does have exclusions.
For life insurance, a suicide exclusion may apply.
For AD&D, benefits won’t be paid if death/dismemberment occurs as the result of:
| Space | Pricing Plan | FY27 Rate |
| KSC Ballroom (214) | External | $550.00 |
| Partnership (50%) | $275.00 | |
| Department | $205.00 | |
| Student Group | $102.50 | |
| KSC Rathskeller | External | $550.00 |
| Partnership (50%) | $275.00 | |
| Department | $41 |
Eligibility: All eligible full-time 9 month, 10 month, and 12 month employees electing Plan 2.
Contribution: You pay the cost of your coverage.
Coverage amount: 60% of your monthly earnings to a maximum of $6,000 per month.
Elimination period: 180 days.
Evidence of insurability: A health statement may be required.
Pre-existing conditions: 3 months lookback; 12 months after effective date of coverage.
Eligibility: All eligible full-time 9 month, 10 month, and 12 month employees electing Plan 1.
Contribution: You pay the cost of your coverage.
Coverage amount: 50% of your monthly earnings to a maximum of $6,000 per month.
Elimination period: 180 days.
Evidence of insurability: A health statement may be required.
Pre-existing conditions: 3 months lookback; 12 months after effective date of coverage.
Waivers will not be granted for space or equipment rental charges.  In the interest of fairness and equity, we are obligated to apply rental rates fairly and consistently. We would never want to be perceived as offering a discount to one group, but not all.
